Disclaimer

Last updated: February 9, 2026

IMPORTANT

Please read this disclaimer carefully before using Cotrader. Trading stocks and options involves substantial risk of loss and is not suitable for all investors.

Not Financial Advice

Cotrader is NOT a financial advisor and does NOT provide financial, investment, trading, or tax advice.

The Service is an educational tool that analyzes your proposed trades against your own self-defined trading rules. All analysis and feedback provided by Cotrader:

  • Is for informational and educational purposes only
  • Should not be construed as professional financial advice
  • Is based on AI-generated analysis which may contain errors
  • Does not constitute a recommendation to buy, sell, or hold any security

Investment Risks

ALL INVESTMENTS INVOLVE RISK. YOU MAY LOSE SOME OR ALL OF YOUR INVESTED CAPITAL.

Trading stocks and options carries substantial risk, including but not limited to:

  • Market Risk: Prices can fluctuate rapidly and unpredictably
  • Liquidity Risk: You may not be able to exit positions when desired
  • Leverage Risk: Options and leveraged products can magnify losses
  • Volatility Risk: Market volatility can lead to significant losses
  • Total Loss Risk: You could lose your entire investment

No Guarantees

Past performance does not guarantee future results.

Cotrader makes no guarantees regarding:

  • Profitability of any trade or trading strategy
  • Accuracy of AI-generated analysis or recommendations
  • Success rate of trades following Cotrader's analysis
  • Achievement of any particular investment objective
  • Prevention of trading losses

Delayed Market Data

Market data provided by Cotrader is delayed by 15 minutes.

This means:

  • Prices and technical indicators reflect market conditions from 15 minutes ago
  • Current market prices may be significantly different
  • Analysis is based on delayed data and may not reflect current market reality
  • You should verify current prices with your broker before executing trades

Delayed data is suitable for swing trading and position analysis but may not be appropriate for day trading or scalping strategies.

AI Limitations

Cotrader uses artificial intelligence (Claude by Anthropic) to analyze trades. AI systems:

  • May make errors or provide inaccurate information
  • Cannot predict market movements or outcomes
  • Are only as good as the data and rules you provide
  • May misinterpret your trading rules or intent
  • Cannot account for all market conditions or black swan events

Your Responsibility

YOU ARE SOLELY RESPONSIBLE FOR YOUR TRADING DECISIONS.

By using Cotrader, you acknowledge that:

  • You make all final trading decisions independently
  • You have sufficient knowledge and experience to trade securities
  • You understand the risks involved in trading
  • You can afford to lose the capital you are risking
  • You will verify all information independently before acting on it
  • You will consult with qualified professionals as needed

Consult Professionals

Before making any investment decisions, you should consult with qualified financial, tax, and legal professionals who understand your specific situation and can provide personalized advice.

Regulatory Status

Cotrader, LLC is a software tool provider and is not a registered investment advisor, broker-dealer, or financial institution. We are not subject to regulatory oversight by FINRA, SEC, or any other financial regulatory body.

Educational Purpose

Cotrader is designed as an educational tool to help you understand and follow your own trading rules. It should be used as part of a comprehensive approach to learning about trading and risk management, not as a substitute for education and experience.

Acceptance

By using Cotrader, you acknowledge that you have read, understood, and agreed to this Disclaimer. If you do not agree with any part of this Disclaimer, you should not use the Service.